????How much can you save each month? Quite a bit, up to 60% of your
current payment. Take a look at the chart on the right - this is an
example of your average monthly payment before and after consolidation. Find out how much you can save personally using our calculator!
What is student loan consolidation?
Student loan consolidation is a fixed-rate refinancing plan that cuts your monthly payments up to 60%.
Requirements to Consolidate your Student Loan:
- Minimum amount of $10,000 in Federal student loans
- Must have graduated or no longer be enrolled more than half time
Apply
now for a free information packet and you could secure a low fixed
interest rate for the life of the loan, as low as 3.5%! To Apply
Online,
Learn about how consolidation works in this step by step tutorial!
Benefits of Federal Education Loan Consolidation:
- Reduce your monthly payment up to 60% or More! Beat inflation!
- Apply now and lock in a lower rate for the life of the loan.
- Reduce your interest rate 0.6% by consolidating in your grace period!
- Make one loan payment a month.
- Improve your credit rating!
- Match your repayment plan and term to your financial situation.
- Reduce your interest rate as much as an additional 1.25% through our benefits package.
- Applying for your loan with us is easy, and
- There are no fees, no credit checks, application or origination charges associated with your application!
Consolidation can significantly reduce your monthly payment burden. Click here to learn why this is important!
Student loan consolidation allows you to stretch your repayment period
from the standard 10 years to up to 30 years, depending on the amount
of your education debts. The lower payment means you'll have more money
available to meet other household expenses, including car payments,
childcare, and career-related necessities. Apply now! To Apply Online,
Consolidation FAQs - Frequently Asked Questions about Student Loan Consolidation?
* The chart shown here uses the following information as its baseline data:
- Average 10 year period interest rate on unconsolidated Stafford loans of 5.54% (low 2.82%, high 8.25%)
- Average unconsolidated monthly payment on 10 year term of $271.81
- Average consolidated monthly payment at 3.42% of $143.96li>
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