We understand that times have been tough the last few years, haven't they? The economy has been up and down like a seesaw, and not everyone has fully recovered yet. Very often, student loans seem like the last priority, and may be left behind in favor of more immediate needs. In doing so, you may now be experiencing wage garnishment, tax refund confiscation, harassing phone calls, and sharply-worded letters in the mail.

We're here to help you get back on track with your finances, to stop the harassing phone calls, rebuild your credit, wage garnishment, and get your loans put back into good standing again.

Quick Overview of Default Student Loan Consolidation

1. Complete our online application for defaulted student loans.
2. A loan counselor will call you within 48 hours (usually much sooner) to review your situation.
3. Your default consolidation will buy out your existing loans, erasing them from the books.
4. Your new consolidation loan will come with terms that are tailored to accommodate your needs.
5. Start making payments to rebuild your credit history!